Bring balance and simplicity into your finances with the 50/30/20 Budget Template. This system helps you allocate your income into 3 easy categories: 50% for needs, 30% for wants, and 20% for savings or debt repayment. It’s the easiest way to build a budget you can actually stick to.
What’s Inside:
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✅ 50/30/20 Budget HTML template (ready-to-use)
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✅ Step-by-step guide in PDF
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✅ Built-in customizable categories
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✅ Printable layout for offline use
How It Works:
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Enter your income, and the system automatically splits it into 50/30/20.
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Track your actual spending in each category.
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Instantly see if you’re within budget or overspending.
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Export results to PDF or print for your records.
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Use JSON import/export to save and continue anytime.
Key Features:
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⚡ Automatic 50/30/20 split based on your income
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✏️ Editable percentages if you want a custom allocation
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📊 Clear category tracking (needs, wants, savings)
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📥 Export/Download as PDF for reports or printouts
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🔄 Import/export via JSON for cross-device use
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🖨️ Print-ready design for offline budgeting
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🧑💻 Easy to use — beginner-friendly design
Why You’ll Love It:
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Simple and stress-free budgeting
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Ensures a healthy balance between lifestyle and savings
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Perfect for anyone starting their financial discipline journey
📝 Bonus Tip
Pair this template with a physical budget planner if you prefer writing notes, goals, or reminders by hand. Here’s a recommended option on Amazon:
Budget Planner on Amazon
🚀 Download instantly — start simplifying your money with the 50/30/20 rule today.
Admin – worldwisp –
The Budget Split Template was created to make budgeting feel effortless, not overwhelming. Rather than juggling multiple sheets and trying to remember where your money should go, this template gives you clear divisions — for savings, bills, fun — all in one place.
What I love most is how it helps people gain control fast. With the split template, you immediately see where your money should flow, avoid overspending, and feel calm about your finances. If you’ve ever felt tossed between budget categories, this tool brings clarity and confidence.