Effective Date: [september 8, 2025]
Welcome to [worldwisp] (“we”, “us”, or “our”). We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and safeguard your data when you visit our website [worldwisp.com] or interact with our services, including posting comments or uploading media.
Please read this Privacy Policy carefully. By using the Site, you agree to the terms of this Policy.
1. Information We Collect
a. Personal Information
When you voluntarily provide it through forms, registration, or participation (e.g., comments or media uploads), we may collect:
- Full name
- Email address
- Usernames or display names
- Financial data (e.g., budgets, expenses, goals)
- Uploaded media (images, documents)
- Content in comments or messages
b. Media
If you upload images, documents, or other files to the website (e.g., as part of budgeting tools, profile pictures, or comment attachments):
- Avoid uploading media that includes embedded location data (EXIF GPS) or personal identification, unless necessary.
- Media files may be stored on our servers or third-party platforms.
c. Comments
When visitors leave comments on the site:
- We collect the data shown in the comment form, and also the visitor’s IP address and browser user agent string to help with spam detection.
- A hashed (anonymized) string created from your email address may be provided to third-party services (like Gravatar) to display your profile picture.
d. Automatically Collected Data
When you access or use the Site, we may collect:
- IP address and geolocation (city-level)
- Browser and device type
- Operating system
- Pages visited and interaction data
- Referring/exit pages
- Date/time stamps
2. How We Use Your Information
We may use the information collected to:
- Provide and personalize our services (e.g., financial tools, dashboards)
- Allow users to comment, upload, and interact with content
- Respond to user inquiries or support requests
- Improve website functionality and user experience
- Detect and prevent fraud, abuse, or illegal activity
- Display user-generated content (e.g., comments, media) responsibly
- Send newsletters or updates (opt-in only)
3. Sharing Your Information
We do not sell your data. However, we may share information with:
- Service Providers who support our infrastructure (e.g., analytics, hosting, spam detection, image processing)
- Legal Authorities where required to comply with applicable laws or requests
- Other Users if you voluntarily post content (e.g., in comments or forums)
- Business Transfers in case of merger, sale, or acquisition
4. Cookies and Tracking Technologies
We use cookies and similar technologies to:
- Authenticate sessions and store preferences
- Track usage for analytics
- Protect against spam and abuse (e.g., CAPTCHA)
You may control cookie settings via your browser. Disabling cookies may impact site functionality.
5. Embedded Content and Third-Party Links
Articles, tools, or comments on this site may include embedded content (e.g., videos, images, charts) from third-party sites. Embedded content behaves the same as if you visited the third-party site directly. These sites may collect data about you and use tracking technologies.
We are not responsible for the privacy practices of other websites.
6. Data Retention
- Comments and media may be retained indefinitely unless deleted by the user or admin.
- Financial records you enter are stored securely and retained as long as your account remains active.
- You can request deletion of your account and associated data at any time.
7. Your Rights
Depending on your jurisdiction, you may have the right to:
- Access, correct, or delete your personal data
- Withdraw consent at any time
- Request data portability
- Object to data processing
To exercise these rights, contact us at [info@worldwisp.com].
8. Security
We implement reasonable security measures (e.g., SSL encryption, access controls) to protect your data. However, no online service is 100% secure.
Avoid submitting sensitive personal information (e.g., government IDs) in comments or media uploads.
9. Children’s Privacy
We do not knowingly collect information from individuals under 13 (or 16 in some regions). If you believe a child has submitted data, contact us and we will delete it.
10. Changes to This Policy
We may update this policy periodically. Updates will be posted on this page with a new “Effective Date.” We encourage you to review this policy regularly.
11. Contact Us
For questions or privacy-related requests, contact:
[worldwisp.com]
📧 Email: [info@worldwisp.com]